Dedicated to helping people make good choices.

Once we know what you care about we will assist you in developing and monitoring a plan to meet your goals, concerns and objectives.

We will assist you through the maze of life insurance, retirement or asset management, and legacy planning.

Put our years of experience and all of the resources we have to work for you, your family, business or legacy.

We can help.

I like going to work on Monday

"I just want to be like you, Dad"

When our daughter was in high school she answered a question about what kind of career she wanted by saying - "I want to feel about my career the way my Dad feels about his, because he likes going to work on Mondays." 

Yes, I love my business and helping people.  The enjoyment I get from this business and helping people must be contagious because our son, when he was 11 years old, told a friend that he was going to take over my business.  He has recently graduated college having majored in finance and is now working with us full-time.

Steve

                                            Hammer & Associates

          3315 Roosevelt Road, Suite 400      St. Cloud, MN 56301      320 253-7550